Financing Details

In order to facilitate access to the very best health care possible, you may choose from any of the following:

  • Cash
  • All credit cards
  • Money orders
  • Personal checks
  • Care Credit

Forms of payment and balances due: You may choose from a variety of ways to make a payment—cash, money orders, personal checks, Visa, MasterCard, American Express or Discover. Unpaid balances over 60 days will incur a finance charge of 18% per year.

Terms: As a general rule, we require 50% payment for major procedures at the time we begin treatment and the remainder when we complete the process. Whether or not there is a dental insurance benefit involved or has been received, our patients are entirely responsible for making payments directly to us within 90 days of the treatment date. Unpaid balances over 90 days will incur a finance charge of 1.5% each month thereafter (18% per year).

Prepay courtesy: If dental care is going to be in excess of $500, then we will extend a 5% prepayment courtesy to anyone who pays in full prior to their first dental treatment. This means that 5% will be subtracted from the dental fees you pay personally, but not from any portion due from an insurance company.

Our two-payment program: If you choose to not prepay for your dental care, you may divide the dental fees in half and pay in two installments—make one 50% payment upfront at the time of your first treatment visit and then pay the balance upon completion of your treatment. In the case that you have dental insurance, the full amount of your personal obligation is the estimated copayment that we will determine based upon your insurance coverage. As a courtesy, we will accept your final payment in the form of a 30-day postdated check or credit card payment.

Dental insurance: If you have dental insurance, we will assist you in maximizing your benefits by submitting a claim form to your carrier on the same day you receive treatment. We will evaluate your insurance coverage, estimate your copayment and only ask you to pay this portion toward your dental care fees. When your carrier pays the claim, we will bill you for any difference between the total amount due for your treatment and that which has already been paid. If, for any reason, we have not received your insurance carrier’s payment within 60 days of submitting your claim, you will be responsible for the outstanding balance. After this 60-day grace period, any unpaid balances are subject to a finance charge of 18% APR.

Financing your dental care: Some lenders offer short-term, interest-free loans along with extended-payment plans (up to 60 months) with a fixed rate of interest and no prepayment penalty. If you would like us to assist you with the application process, we oftentimes secure approval for credit by making just one phone call.